Terms of Use

1. Acceptance of Terms

By accessing this Website, you represent that you are at least 18 years of age, have the legal capacity to enter into these Terms, and agree to be bound by them and all applicable laws and regulations. We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the Website constitutes acceptance of the revised Terms.

2. Website Use

You may use this Website for lawful, personal, non-commercial purposes only. You must not:

• Use the Website in any way that violates any applicable law or regulation in Jamaica or any other jurisdiction;
• Attempt to gain unauthorised access to any part of the Website, server, or associated systems;
• Transmit any unsolicited or unauthorised advertising, promotional material, or spam;
• Introduce any virus, malware, or other harmful code to the Website or associated systems;
• Scrape, crawl, or extract data from the Website using automated tools without our prior written consent;
• Reproduce, republish, modify, or distribute any content from this Website without our prior written permission; or
• Use the Website in any manner that could impair, overburden, damage, or disable it.

3. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, photographs, images, audio, video, design elements, and software — is the proprietary property of Wilberforce Group Limited or its content licensors and is protected by Jamaican and international intellectual property laws.

The Wilberforce Group Limited name, logo, and all related marks are trademarks or service marks of Wilberforce Group Limited. Nothing on this Website grants any licence or right to use any trademark without our prior written consent.

You are permitted to print or download limited extracts from the Website for your personal, non-commercial use, provided you do not modify the content and you acknowledge WGL as the source.

4. Securities and Investment Disclaimer

5. Accuracy of Information

While we take reasonable care to ensure that the information on this Website is accurate and current, we make no representations or warranties of any kind, express or implied, as to the accuracy, completeness, reliability, suitability, or availability of any information, products, or services displayed on the Website. Information may be out of date at any given time.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Wilberforce Group Limited, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, this Website;
• Any errors, inaccuracies, or omissions in the content of the Website;
• Any loss or damage of any nature arising from reliance on information published on this Website;
• Any interruption, suspension, or discontinuation of the Website; or
• Any unauthorised access to or alteration of your transmissions or data.

Our total aggregate liability to you in connection with the Website and these Terms shall not exceed one hundred United States Dollars (USD $100) regardless of the form of the claim.

7. Third-Party Links and Content

This Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them. A link to a third-party website does not imply any endorsement, approval, or affiliation.

8. Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the processing of your personal data as described therein.

9. Availability

We do not guarantee that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify, suspend, or discontinue the Website at any time without notice and without liability to you.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Jamaica. Any dispute arising out of or in connection with these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Jamaica, and you submit to the personal jurisdiction of those courts.

11. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

12. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and Wilberforce Group Limited in relation to your use of the Website and supersede all prior communications and arrangements.

13. Contact

Questions about these Terms should be directed to: